The Dylan tote provides women with only one bag for her entire vacation. She has a dark colour tote for the airport ride. Then as she is getting ready for the beach she reverses the tote to the lighter side and is now ready to get her tan on. She uses the insert of the tote by adding the shoulder strap to turn it into a cross body for a day of shopping. And she also has the evening clutch taken care of when she removes the shoulder strap from her day cross body. She has it all in the Dylan tote and now will never over pack handbags.